💳 Get Your Credit Back on Track – Start Your Credit Repair Journey Today!
We’ve made the signup process seamless and easy so you can get started without confusion or delays. Follow these simple steps to begin your credit repair journey:
Choose Your Class
Luxury credit restoration tailored to your unique credit situation.
Back On Track Financial
Coach Class
Class
•••• 01
Ideal for consumers with collections, inquiries, and less complex credit challenges.
Cardholder Benefits
- ✔3 months of unlimited bureau disputes
- ✔Full credit audit & data accuracy review
- ✔Inquiry removal (up to 25 per bureau)
- ✔24/7 client portal access
- ✔Credit education & strategy guidance
Back On Track Financial
First Class
Class
•••• 02
Built for consumers facing charge-offs, repossessions, late payments, evictions, and other significant credit obstacles.
Cardholder Benefits
- ✔5 months of expert disputes across all negative accounts
- ✔Unlimited inquiry removal
- ✔Advanced dispute tactics
- ✔Bankruptcy, repossession, charge-off, and eviction strategies
- ✔24/7 client portal access
- ✔Credit education & strategy guidance
Back On Track Financial
World Class
Class
•••• 03
An elite credit rebuilding experience combining advanced dispute strategies, profile enhancement, and personalized consulting.
Cardholder Benefits
- ✔One $40,000 authorized user tradeline
- ✔1 hour business consulting or funding consulting
- ✔6 months of expert disputes across all negative accounts
- ✔Advanced dispute tactics
- ✔24/7 client portal access
- ✔Executive-level strategy review
Back On Track Financial
Presidential Class
Class
•••• 04
Our most comprehensive credit restoration and consulting package, designed for clients seeking maximum attention and premium-level service.
Cardholder Benefits
- ✔Two authorized user tradelines ($80,000 total)
- ✔8 months of unlimited disputes
- ✔3 hours of business consulting or funding consulting
- ✔Custom letters prepared by CEO credit expert
- ✔Debt validation strategies
- ✔Advanced dispute tactics
- ✔24/7 client portal access
- ✔Executive-level strategy review
⚠️ Important — Which Package Do You Need?
If you have any charge-offs, repossessions, bankruptcy, late payments, or anything other than basic collections, inquiries, names, and addresses, you will need the $1,099 (First Class) package or higher.
📄 Sign the Service Agreement
To begin, you must review and sign the contract:
📄 Sign the Credit Restoration Contract→🔍 Enroll in Credit Monitoring
Credit Monitoring Requirement:
You only need one credit monitoring service so I can access your credit reports.
Please choose one of the following options (do not sign up for both):
Once you sign up, you will add your username and password for the credit monitoring service in Step 3 of the sign-up form so I can access your reports. If you have any questions or need further assistance, feel free to reach out.
📋 Upload Required Documents Via Sign-Up Form
To avoid any delays, please complete the sign-up form and upload the following required documents:
- ✅ Driver's License
- ✅ Social Security Card
- ✅ Bill with Your Current Address
💳 Submit Your Payment
Already paid at checkout? You may skip this step. No additional payment is required.
We offer multiple payment options for your convenience:
Important Payment Instructions
When making a payment via Zelle, or Apple Pay, do not mention credit repair or credit services in the notes. These platforms restrict payments for credit repair and may block or close accounts if detected.
Instead, enter only the package name and your initials, like:
✅ CoachJD | FirstClassJD | WorldClassJD
📌 If you would like to pay by invoice, please text 404-694-6569. A secure payment link will be sent to you via text message to complete your invoice payment online.
Step 5: Schedule Your Case Review (Optional)
You may schedule a case review every 30–45 days to discuss your credit repair progress.
📅 Schedule Your Case Review→Need Help? We’re Here for You!
📞 Call or Text: 404-694-6569
Let’s work together to get your credit Back on Track! 🚀
Warm regards,
Back On Track Financial